4 ways to get rewarded by paying your credit card bill

Booking holidays and purchasing air tickets using your credit card can help you rack up huge credit card reward points that you can redeem in the form of cashback, discounts or to buy electronics and other goods from your issuer’s rewards programme. Big ticket purchases can also earn you rewards, depending on the credit card you choose. In fact, when you use the Bajaj Finserv RBL Bank SuperCard, you earn points on every purchase you make.

However, now, you can also bag rewards just by paying your credit card bills. Wondering how? Take a look at the following methods of payment through which you can enjoy exciting cashback, savings, and other perks.

Pay via the PhonePe app

PhonePe, one of India’s leading payments app, has recently introduced a cashback offer that is hard to resist. As per the offer guidelines, you can pay your credit card bill via this app to win a scratch card. With a minimum transaction of Rs.500, you can earn the maximum cashback of Rs.1,000. The app extends many other attractive offers based on your transactions and usage. Improve your chances of getting rewarding credit card payment offers by regularly using this app for bill payments.

Pay via the Paytm app

Paytm has a dedicated cashback section and once you activate this section on your app, you will start receiving weekly, daily or monthly offers for varied transactions. In order to receive a cashback, Paytm usually requires you to conduct multiple transactions of the same kind on a regular basis. As per the current offer, you need to pay 5 consecutive credit card bills of a minimum amount of Rs.3,000 in order to bag a cashback. These offers alter every now and then and will also change as per your usage. Keep an eye on notifications to spot these credit card payment offers and earn extra rewards by using Paytm for bill payments.

Pay via CRED

CRED is an amazing app that rewards you in the form of gift vouchers, cashback, and discounts for every credit card bill you pay using it. This variety of rewards allows you to do much more when paying your credit card. For instance, you can get complimentary movie tickets on CRED when you use a partner bank’s debit card on the platform to pay bills. CRED has a list of attractive rewards, and all you need to do is check them to find what suits you the most and then use it to pay your credit card bills!

Pay through a debit card/ bank account for credit card payment offers

Following the conventional mode of payment will also allow you to earn rewards. Use your debit card or savings account to pay your credit card bills to earn reward points. Some debit cards or savings accounts give you points for net banking and debit transactions. If you hold such a card or an account then use it to pay your credit card bills. Categorised under utility bill payments, the reward points you earn per transaction in this case can be quite hefty.

To increase the rewards you earn, get yourself a bonus in the form of a superlative credit card like the Bajaj Finserv RBL Bank SuperCard. This card combines the power of 4 cards in 1 and gives you the benefit of a debit card, an EMI card, a credit card, and a loan card all packed in to 1. You get access to up to 20,000 credit card reward points as a welcome gift and also get extra reward points when you cross spending milestones as well as on spending on dining and spending internationally. Apart from this, you also earn points every time you swipe this card.

During urgent needs for finance, can also convert the available limit on your card in to an interest-free loan. Added to this, you can withdraw from the limit at no extra cost from any ATM across the world or convert transactions beyond Rs.3,000 into EMIs. To apply for it hassle-free, check your pre-approved credit card offer and enjoy instant approval on a deal customised for you!